Once we have helped you to find your new home or investment, we will guide you through the steps to completion and negotiate the purchase price and terms with the vendor.

Before you make your offer make sure you can meet the price and timescales acceptable to the vendor; speak your bank or financial advisor and secure lending if required for your purchase and obtain an Agreement In Principal (AIP) to strengthen your offer.

If you haven’t done so already register your interest with us including your specific requirements so we can update you as soon as a suitable property comes on the market. You can also follow us on social media like Facebook and Twitter to get regular updates.


From making the initial offer to handing over keys to the buyer here are the seven simple steps to the purchasing process;


By the time your offer has been accepted, you and the vendor should have appointed a solicitor.


Both parties will be sent a Memorandum of Sale from the agent confirming the price, any special conditions negotiated and the names and addresses of both solicitors. The purchaser at this stage should have an approved mortgage in principal.


The purchaser immediately informs their mortgage company to arrange for a mortgage valuations and homebuyers survey / structural survey to be carried out. They will contact the agent to gain access.


The purchaser puts his solicitor in funds for local authority searches (P.O.A.). Vendor’s solicitor will send draft documentation, contract and deeds of the property to the purchaser’s solicitor. The purchaser’s solicitor will start local authority searches and send preliminary enquiries to the vendor’s solicitor. The mortgage offer should be sent to your solicitor within a week/10 days after the survey date.


When all the enquiries have been answered to the buyer’s solicitor’s satisfaction, the contract will be approved and sent to the purchaser for signature and return. At this stage the purchaser’s solicitor should be in cleared funds to exchange. This amount is generally 10% of the purchase price. BACS payment or banker’s draft is the preferred and quickest way. Sending a cheque takes too long to clear.


Once the solicitor has signed the contract, local authority search, mortgage offer and deposit money, they will be ready to exchange contracts. At this point the completion date will be set and the deposit funds transferred.


Completion is when your mortgage company sends the remainder of funds across to the solicitors and is ‘move-in’ day. Funds tend to clear around lunch time so don’t organise to pick up the keys to your new home until then. Completion is generally 1-2 weeks after exchange or thereafter as agreed between the purchaser and vendor.